“Removing the possibility of living off combined savings in the future places a greater importance on what you are doing with your retirement today,” suggests Mc Dermott.“Look at tweaking your budget so you can make greater contributions, compare IRAs to ensure you’re getting the best deal and if you haven’t even started saving, make it a priority.” With a proliferation of dating apps and websites, it’s fair to say the dating game has likely gone through lots of changes since the last time you were single.Isabel James, the founder of Elite Dating Managers, is a matchmaker and relationship coach, says she recommends women over 40 give online dating a try, and join meetup groups.“I recommend not spending too much time chatting online before the face-to-face meeting and to keep profile photos as recent as possible,” James says.It’s important, she says, for your children to believe that you support your former spouse.I’ve always thought the phrase “just friends” has a diminishing aspect to it. Why not, when denying a potential romance, say, “We’re friends,” period, end of story?
” when they reveal family secrets or long-lost stories of childhood.Start with a fresh coat of paint, suggests Marty Basher, with Modular Closets.Give your bedroom a makeover by painting the room in your favorite color, Basher suggests. Get excited about the extra space in your bedroom closet.” He suggests adding some shelves and other storage features so the closet’s layout is designed for you and your things, not for two people.“Swap out your bedding with a new design so that you can have a fresh, updated look,” he says. If you’re planning to downsize or just want a new home to start the next chapter of your life, check out the Closetbox guide to buying a home after divorce.We asked experts for their best advice on the pre-qualification process, rebuilding credit, down-payments and how to qualify for a mortgage if there’s a gap in your work history because you stayed home to raise children.Friends are some of the most important people in the world. All of that said, perhaps you have been friends — just friends — with someone for a while.And perhaps you two are really close, and really big fans of each other.And maybe — just maybe — you made out the other night.And you saw a movie on Tuesday and afterward they came back to your place. In other words, there’s no “just” about it —when you're turning your friendship into a relationship, you’re in completely new territory with this person.Consider this: according to the women are saving far less for retirement.Female baby boomers have saved on average 9,000 compared to 1,000 for men.