You can take advantage of Capital One® feature (such as personalized payments and Credit Wise®), so you can take control of your credit.Start your application now Anyone who has previously filed for bankruptcy should consider the Indigo® Platinum Mastercard®.Use your card responsibly, and you could get a refund on your deposit, plus an increase in your credit line — no additional deposit needed!In order to qualify for the credit line increase with no additional deposit, you need to make your first five monthly payments on time.
Want to change your payment due date to be closer to payday?
Use the card responsibly to take control of your credit today! When looking at credit cards for bad credit, you may be tempted to apply to as many as possible in hopes of getting approved. Each time you apply, a hard inquiry is put on your credit report and negatively impacts your credit score for as long as 12 months.
Instead, try a pre-qualification option first (which is a soft inquiry), or only apply for cards you are confident you’ll receive approval.
That’s why the forgiving guidelines from the Indigo® Platinum Mastercard® make it a desirable option.
There’s no security deposit required, and the small annual fee makes this card an affordable option for improving your credit score.