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The option you choose will depend on the goal of your review.A report generated by one of the three major credit bureaus may not contain all of the information pertaining to your credit history.So it’s especially important that you understand your credit report, credit score, and the companies that compile that information, credit bureaus.This site–maintained by the Federal Reserve Board–provides answers to some of the most common, and most important, questions about credit.Therefore, if you want a complete view of your credit record at a particular moment, you should examine your report from each bureau at the same time.

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The credit bureaus then provide this information in the form of a credit report to companies or persons that request it, such as lenders from whom you are seeking credit.

A: Credit bureaus get information from your creditors, such as a bank, credit card issuer, or auto finance company.

A: You can get one free credit report every twelve months from each of the nationwide credit bureaus–Equifax, Experian, and Trans Union–by You will need to provide certain information to access your report, such as your name, address, Social Security number, and date of birth.

You can order one, two, or all three reports at the same time, or you can request these reports at various times throughout the year.

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